RV Insurance

Most people love the idea of vacations. How they spend their vacation depends on a lot of factors. One of the most popular ways of traveling and sightseeing, especially among the retired population, is through the use of recreational vehicles. There are many things to do in preparation for your vacation, and it is sometimes easy to forget something. One important thing not to forget is insurance for your RV.

What is RV insurance?

RV insurance provides coverage for RVs or recreational vehicles, such as motor homes, camp trailers, and fifth wheels. Most states require you to have a minimum amount of liability insurance for anything that you can drive down the road.

Just like auto insurance, RV insurance comes with different types of coverage to suit your needs. Riverside Farmers Insurance is happy to assist with the available coverage options:

Liability coverage

As mentioned above, liability coverage is required in most states, and Maryland is no exception. Liability insurance might be required, but what exactly is it? Liability insurance protects you if someone gets injured or something gets damaged by your RV.

Comprehensive and collision coverage

If you cause an accident, collision coverage covers the cost of repairs to your RV. Comprehensive insurance covers damage that happens to your RV outside of collisions such as vandalism, theft, and fire.

Uninsured/underinsured motorist coverage

Some states require uninsured/underinsured motorist coverage on top of liability coverage. When you get into an accident, and it is the other party's fault, their liability coverage usually covers it. However, despite the requirements that most states have, some people don't have insurance. When this happens, your insurance will cover the costs that their liability insurance would have otherwise.

Reach Out To Us

If you have an RV and are in the market for insurance, we can help you at Riverside Farmers Insurance in Maryland. Contact us or stop by for your quote.