Home Insurance

When you buy a home, one of the things a lender will look at is whether or not you have home insurance. Home insurance is protection or insurance for your home. If something happens to damage your home, insurance can cover some or most of the costs, so you don't have to.

When looking for home insurance, there are several options of coverage to choose from. Riverside Farmers Insurance serves Maryland residents with all their home insurance needs. Here are some of the most common types of coverage options:

Liability

Liability coverage protects you and your assets if someone is injured on your property. Without insurance coverage, you would have to pay out of pocket and risk losing everything. If someone is injured, your insurance can take care of the costs of medical expenses, property damage, and legal fees.

Loss of use

Sometimes things happen, and you aren't able to live in your house. When this happens, you could face lots of added expenses such as renting a hotel room, eating out, and other necessary expenses. Loss of use coverage can help pay for those expenses until your home becomes livable again.

Personal belonging coverage

If you lose your personal belongings in a fire, your insurance can help pay to replace those items.

Dwelling coverage

Dwelling coverage covers the inside and outside structure of your home. This includes the walls, pipes, bathtub, toilet, and many other things that are part of the house.

Do you need home insurance?

Maryland doesn't require home insurance, but your lender might still make it a requirement before you can purchase your home. Do you want to protect your home in case things go wrong? Then you might want to consider purchasing a home insurance policy.

Get A Free Quote

Stop by or contact us today for your free quote at Riverside Farmers Insurance in Maryland.