Motorcycle Insurance

Riding a motorcycle can be an exhilarating experience. Getting your first ride is exciting, but there are a few things to do to keep your motorcycle safe. Getting motorcycle insurance is one of the best things you can do to protect it.

Types of motorcycle coverage

Getting your bike insured can be a confusing and complicated process. It doesn't have to be difficult. With help from Riverside Farmers Insurance, you can find the right coverage to suit your needs. Below are some of the types of coverage available in Maryland.

Liability coverage

Liability coverage protects you if you cause an accident. If someone files a claim, your insurance will cover bodily injury and property damage. For example, if you run into someone and they get injured, your insurance will pay for the medical expenses for the person who was hurt in the accident.

Personal effects coverage

If something falls while you are riding, your insurance can cover your personal property that got lost or damaged. This type of coverage is called personal effects or personal belongings coverage.

Comprehensive and collision

Comprehensive coverage covers damage to your motorcycle from things other than a collision, such as a fire, dropping your bike, or vandalism. Collision coverage is what it sounds like. When you get into an accident or a collision, your insurance will cover the damage to your motorcycle.

Uninsured/underinsured motorist

Sometimes, despite the legal requirements for insurance, people still don't have enough or any liability insurance. If you get into an accident with someone else who doesn't have insurance, you will be responsible for the damage and injuries they might have caused. Uninsured/underinsured motorist insurance fills that gap, so you aren't stuck paying those expenses out of your pocket.

Reach Out To Us

Even if insurance wasn't required to a degree, it would still be wise to purchase an insurance policy. Stop by or contact us for a quote today at Riverside Farmers Insurance in Maryland.